body {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	margin: 0;
	padding: 0;
	}

a:link			{ color: #000000; background: transparent;}
a:visited		{ color: #333333; }
a:active		{ color: #660000; }
a:hover			{ color: #FF0000; }




h3 {
	padding: 0;
	font-size: 14px;
	margin: 20px 0 0 0;
	}






img {
	border: 0;
	}


.columnheadlines {
	background: #FFFFCC;
	height: 72px;
	background: url(../bygimages/tab-stretch.gif);
	width: 100%;
	padding: 0;
	margin: 0;
	float: left;
	}

.headingbg {
	background: url(../bygimages/tab-heading-stretch.gif);
	float: left;
	height: 72px;
	width: 150px;
	background: transparent;	
	}

.floatleft {
	float: left;
	}
	
.columnborderright {
	float: right;
	text-align: right;
	background: url(../bygimages/tab-stretch.gif);
	width: 20px;
	height: 72px;
	}

.headingbg h1 {
	font-size: 14px;
	color: #FFFFFF;
	padding: 22px 0 0 0; 
	margin: 0; 
	text-align: center;
	background: transparent;
	}

.clear {
	clear: both;
	}
	
.totop {
	text-align: right;
	margin: 0 15px 35px 0;
	}
	
.floatright {
	float: right;
	}


.center {
	text-align: center;
	}


.double h1 {
	padding: 15px 0 0 0; 
	}